If you are the adult child of an elderly parent, providing high-quality elderly care in Henderson for him or her can be challenging for a variety of reasons. The difficulties associated with this duty are further compounded when you have to operate on a tight budget. However, the challenges can become less overwhelming if your loved one’s budget is managed properly.
Create or Rebalance Your Loved One’s Budget
Even if your loved one has been careful with money all his or her life, decreased health and abilities can make an existing budget obsolete. Sit down together and explore all options. Add up retirement income, Social Security, and any other earnings and compare them to current expenses. Some things such as cable TV or expensive food options may have to go.
Designate Power of Attorney
Responsible family caregivers should get financial Power of Attorney to both take charge of and protect their loved ones’ money. If your loved one is experiencing cognitive decline such as dementia or Alzheimer’s, his or her condition may make him or her more susceptible to scammers. Limiting access to funds can eliminate wasteful spending on a tight budget and can help keep your loved one protected.
Use Free Services When Possible
Various organizations offer completely free services to the elderly. Caregivers who need legal or financial advice and do not have the budget to pay a lawyer can contact their local Office on Aging or local law schools that offer free legal advice. Besides choosing affordable Medicare plans, Henderson caregivers can get assistance through state pharmaceutical savings plans. Also, check local charities, churches, and volunteer organizations for additional help.
Know Your Loved One’s Discounts
When you are providing home care on a tight budget, you probably clip coupons for your loved one’s food, hygiene products, and medical supplies whenever possible. AARP offers many discounts that could help make life more enjoyable for a senior without a lot of extra money. These discounts not only include restaurant food and travel to visit faraway family members, but also essential expenses like eye exams and hearing aids.
To prevent caregiver burnout, you may need some additional assistance tending to your loved one’s daily care needs. A part-time caregiver may be an affordable solution to help balance your caregiving duties with the other responsibilities in your life. At Home Care Assistance, our caregivers are available 24/7 to assist with a wide variety of important tasks such as cooking, cleaning, and grooming. For seniors who require more comprehensive assistance, we also offer specialized Parkinson’s, dementia, and Alzheimer’s care in Henderson. To learn more and to schedule a free consultation with one of our knowledgeable Care Managers, call (702) 527-7723 today.